College and Grad school have never been a question to our family. It was definitely a expectation that we would go to medical school or something like that. I went to the undergraduate in a good scholarship, though not full. At the pharmacy school I had only a small scholarship in the second half – my parents were able to pay the rest. This has left me without debt to enter the workforce, which is extremely rare in my field.
Growing up, what kind of conversations did you have for the money? Do your parents/guardians train you for finances?
My parents were and are obsessed with finances. They are immigrants who became small business owners while I was in high school. Growing up, they were constantly talking about money. They emphasized the importance of life and saving as much as possible. We ate in restaurants twice a year. My parents also made a lot of learning about different savings accounts and investment options. Now, they almost act as my financial managers and advise me on where to put my savings. However, I have a very different view of money because of my leftist policy and I try to balance my values while adjusting myself for a comfortable future.
What was your first job and why did you get it?
I got my first job when I was 16 as a host at a sushi restaurant in my home country. I wanted to make some money and get out of the house.
Are you worried about the money that is growing up?
Yes. My parents are immigrants and they owned small businesses most of my life. While there were times when we did well, there were also many years where businesses were in red and it seemed only to lose money. My parents struggled with periods of depression during these thin phases. I came to the early awareness that wealth was unstable and fleeting.
Are you worried about money now?
I feel very free to spend on daily markets now, given my fixed income. In general, I am worried about the excessive sense (lifestyle creep) and I do not save enough to have a safe future. My whole generation grew up in the middle of the collapse of social security networks and the meteorical rise of wealth inequality, so I feel very uncertain about the future. I have never had as much money and now and worry about spending it in a way that reflects my values and sharing my resources. At the same time, I am a Libra who loves expensive clothes, nice things and a good time.
At what age became financially responsible for yourself and have a financial security net?
He was financially responsible for myself as soon as I graduated from the School of Pharmacy and entered the house, where I did $ 57,000. My parents are still my financial security net. My partner would also help to support me if he came to it.
Have you ever received passive or hereditary income? If yes, explain.
I don’t get passive income. In college, my parents sent me rent and money from interest payments from their savings.
