To be honest, I didn’t realize that there was any other choice. My parents both have diplomas from their homeland to talk about the importance of education and I always did well at school, so they felt like a natural path to me. I went to an expensive private university and received significant financial assistance along with many local and national scholarships, which covered almost all my tuition, room and board. I don’t just remember, but I think I may have left the college with $ 10,000- $ 15,000 on loans, which I have eliminated as quickly as possible. I also received Master’s for free while working as a research assistant and received a grant.
Growing up, what kind of conversations did you have for the money? Do your parents/guardians train you for finances?
We bought in used stores, we bought mainly selling items and always used coupons in grocery stores. I think our talks were mostly the need to work hard, not to go beyond and seek discounts. We didn’t talk about investment until I was at school (when I pushed my parents about it) and therefore ended up putting my savings on CD for about five years – I wish I had known to invest in index chapters! Looking back, I was so naive about the money that grows. I suppose anyone who had full time was able to pay for their needs and that people had a career based on their talents and interests and not income. I was very anti-use, an anti-dapper until some time in the middle until the end of the 1920s. I don’t know why it took so much time for reality to hit.
What was your first job and why did you get it?
My parents wanted to focus on the growers who are growing up, so I am not allowed to work during the Gymnasium. My first job outside the casual babysitting was in a YMCA camp in the summer before college.
Are you worried about the money that is growing up?
My parents tried to give my brothers and what we needed and most of what we wanted and had a great middle class life. But I am sure that some of the priorities they had for us – such as regular trips, which are registered with sports and other activities and give us generous gifts for birthday and Christmas – have been financially stressed. My parents also have different money habits and profits and we experienced its intensity. I knew they were often emphasized for money, so I always tried to add as little economic stress as possible. This was manifested as I try to be strongly self -sufficient, without asking for extra, such as attending school trips, spending the highest year of high school they apply to any possible college scholarship I had chosen and mandatory saving even in the mid -20s.
Are you worried about money now?
By recovering from a rarity and lifelong cheap mentality, I actively recall that although my austerity served me much earlier in my life and I am proud of it, I no longer need to live in this way. With that he said, I’m worried in some ways. My husband Mr. and I have a income and a net worth that look great on paper, but we live at a high living room cost, they don’t have many wiggle rooms in our expenses right now, we need to do some great renovations at home and expect to offer one or both of our parents. In addition, we want the money to be a tool and not a stress factor, as opposed to the way they both grew up. All of the above lead us to want higher payment jobs, but this is complicated by the current job market and we calculate if it is reasonable to abandon our current flexibility for more demanding jobs (while we have young children). I am also interested in pursuing a fire (economic independence retires early) to relieve economic stress and make choices such as taking a savonism from work and working with part -time work before traditional retirement, but I know it requires more.
At what age became financially responsible for yourself and have a financial security net?
I was financially responsible for myself when I graduated from college in that I paid all my expenses (except to stay in my parents’ health insurance until the age of 26). However, I lived with the family for eight months, when I struggled to find a job after school. Since he found that the first job after the penalty at the age of 24, I am completely financially responsible for myself. K. And I are both financial security nets for our families and we are each other.
Have you ever received passive or hereditary income? If yes, explain.
My parents unexpectedly gifted $ 10,000 for our wedding, which covered the cost of our wedding.
