Yes, though some of this pressure I put on myself. I think I was a “one” teenager who went hard to school, watched Scorsese and thought of reading On the way He made me spiritual. Basically I was an excessive trick. Both of my parents went to college and my dad returned to school when I was young to become a teacher. I certainly grew up in a very academic -guided environment. I definitely ran myself, sometimes trying to be the best possible student in high school, thinking that my grades were my value. My mom taught at a university that had teaching support for students and staff in some schools, so I applied only to schools in this list and ended up taking a partial dance scholarship in one of these schools. My mom changed to a different university part of my time at school, but the increase in her salary, as well as the amount saved by my parents, still covered the cost of the school. I didn’t get loans and graduated without debt. This is one of the things I am very grateful for. It’s a privilege I love that I know that my dad and many of my friends will pay or have paid their loans for decades.
Growing up, what kind of conversations did you have for the money? Do your parents/guardians train you for finances?
My family did not talk about money often often. I watched the public school, we lived in an apartment, we never had a car and my parents are not excessive expenses, but we also got my sister vacations and I was never worried about money or we can do activities like dance and football. My family is definitely a upper middle class and my mom’s career has grown up as I grew up. I would say that we all started collectively in an extremely privileged space. I wish they had talked a little more about money and budget. As a teenager, I kept all my money from my jobs in a folder in my drawer in my bed as a treasury. I did not open a savings account until I am 18 or getting a credit card until I am 22 years old and just started retirement. My parents are both good to use credit cards and other hacks that I wish I had learned earlier. My mom has worked very hard from a few resources to make it economically safe and sometimes expresses that she thinks she is calculating it for yourself is part of adulthood. But sometimes I would like to give me a little more guidance for some of these things. Taking, they are extremely supportive and gave all the privilege I had grown up, I am not in a place to complain! Sometimes I dream of all credit card points I could save…
What was your first job and why did you get it?
I started babysitting at 12 and continued to babysit throughout the middle and high school for money for clothes and hanging with my friends. Eventually I started teaching dancing in my local studio when I was 16 and I did cash under the table. My first job that really required the signature of a W-2 made naked art modeling of my first year of college. Strange work.
Are you worried about the money that is growing up?
I wasn’t really worried. At one point, when I was in elementary school, which is when my dad returned to school, I knew we had less money, but my parents housed me a fair amount. I knew for the most part just that we had more money than some of my friends and less money than others. As I grew up, I realized how privileged we were really able to live in New York, make extracurricularly and have a family vacation for a long time. I don’t think I understood that I compare myself to the literal 1%, and although we are at 99%, we are wayyyy up there.
Are you worried about money now?
Yes. I know I have a lot of savings and in general I am quite capable of living poor, but I’m afraid because my industry gets a reduced federal and there are not many jobs for environmental non -profit workers. I also know that my career will never make me a lot of money, so I have to realize how I go. I am also worried that I cannot find a job with health insurance and will turn 26 this year and will be kindly launched by my mom’s wonderful health insurance. Also, I don’t have much in investment or retirement, because investment and risking financial losses, but I know it’s probably the only way I can get passive income. Dogsit and the donation of creature to normal to complete my current income as well as to work two jobs and rarely feels completely safe.
At what age became financially responsible for yourself and have a financial security net?
He became responsible gradually. At 19, I got out of my school lunch and paid my own food and general living expenses while attending school. I stopped living at home at 18 and I am responsible for my own rent every time I do not attend school. However, since I was in my mom’s health insurance and are still on the family phone (which shifts because my parents recently separated and starting to split the finances), it means that I would not consider myself 100% responsible. My parents are also incredible, generous people who would definitely support me or help me if I ever needed it. I could move on with any of them if I needed a landing point, and they would definitely help me if I was over my head.
Have you ever received passive or hereditary income? If yes, explain.
My parents helped me buy my first car by contributing $ 3,500 to the cost (we only ended up paying about $ 1,000 myself) and my mom helped me buy the second car this year: contributed $ 3,500 that ended up being about half of the car cost.
