Yes, coming from a traditional Asian household, there was always a expectation that I would follow higher education. My parents didn’t push me to pursue a medical school, but there were definitely expectations from my extensive family. However, unlike everyone’s expectations, I chose the management of constructions as my master. During my construction management courses, I knew how to do accounting lessons and immediately fell in love. I really liked accounting at school and graduated with an accounting diploma. I spent three and a half years at school and did summer practice, so I was able to pay for a semester of school. My parents paid for the other three years. I went to the local university and transported home to save money, but nevertheless, I am lucky enough to have parents who invest in my education and I am extremely grateful. I spent about three years in accounting in many different environments, but none of them made me happy. In my latest accounting work, I bowed to burn and it was incredibly depressed that my career did not “edit”. I decided to stop and take a break. This break ended up lasting three years, but it’s worth it. Now, I have rotated my career in Business Analytics, and I enjoy it so far.
Growing up, what kind of conversations did you have for the money? Do your parents/guardians train you for finances?
Growing up, we were always a low -income family. We never got a vacation, they only ate at home and the highest cost was probably the general cost of living. So I always knew that we had no money. From this, my parents never taught me anything about finances except “Don’t spend money”. I didn’t know about the finances until I had my first job in the office and made adult money. I watched a million videos on YouTube to find out about personal funding. I would say that I have a decent knowledge about personal funding, but overall, I have nothing to show about it because it broke my savings during my three -year interruption, lol.
What was your first job and why did you get it?
I got my first job at 17, against the will of my parents, as a bagger at the local grocery. My parents were worried that I would lose my focus if I had a job, but I desperately wanted autonomy from my parents and I wanted to make spending decisions on my own that would not regret it, such as the Starbucks treatment. Given, I did myself a lot out, so I can’t say it wasn’t all sad. However, retailing from an early age has taught me a lot about money and how difficult it is to make real money. I learned that I didn’t like retailing and had to work an office job. So, as soon as I was in college, I spent a lot of time pursuing internships. Fortunately, I was able to finish three practices while I was in college that helped me pay for a six -month school study.
Are you worried about the money that is growing up?
Yes, too. I was always aware of how little money we had as a family because my parents always complained about it. I don’t think this is the best way to raise children because it exerts a lot of pressure on them to find a way to survive at an early age. You start thinking as a child well if I do this, then we can get money or if I don’t do that, then we can save money. It’s a lot to think about at an early age and definitely affects the way you are just older.
Are you worried about money now?
Yes, too. I was not worried about it when I was on my three -year break because I was so focused on my mental health and basically survived that I had to give up only the thinking of money. Of course, this meant that I was exhausted my savings and dug up the credit card debt properly, but as soon as the antidepressants started working, I returned to my old self. I was able to work again and then I was worried about my pressing financial. Fortunately, I had good parents to rescue me, but I know that not everyone has it.
At what age became financially responsible for yourself and have a financial security net?
He became financially responsible for myself as soon as I moved from my parents’ house at 23. At that age, my relationship with my husband was quite stable and we both agreed that we needed our own space. So, without telling my parents, we packaged all my things and left. It was heart and had this expectation that I would actually live with them forever. But I set this limit and I told them I needed space to grow. This has led to many improvements in my relationship with my parents and I am not sorry at all this decision. I know there is always a place where I can come back, but I am also strong enough to stand on my two feet.
Have you ever received passive or hereditary income? If yes, explain.
No, however, my parents hold their home and plan to leave it to my brother and just passed. This will be about $ 100,000, which is the closest thing I have in heritage. I plan to use most of this money for their funeral expenses and possibly save any rest. My grandparents on my dad’s side have already passed and left nothing behind. My grandparents for my mother’s side plan to leave everything to my uncle. I am grateful for anything I will receive from my parents after passing. I don’t expect anything from them because they helped me so much in life.
