Coming from a middle class immigrant family, there was definitely a expectation to go to college and a degree, a master’s school, as my parents did. Given my interests, I would have sought higher education, even if the money was an issue that was fortunately. I am lucky enough to have enough financial assistance to cover most of my tuition fees and my parents covered anything left, as well as housing and living expenses.
Growing up, what kind of conversations did you have for the money? Do your parents/guardians train you for finances?
There was definitely a list of a list when I was younger. My parents didn’t have as big financial security net as now, and I remember saying that even a dollar was of great value. My mom, who is an accountant, is a financial secretary and teaches me about budget, taxes, retirement and investment accounts.
What was your first job and why did you get it?
I am currently working on my first job as a junior expert. I had really planned to attend a master’s degree before meeting my current boss who convinced me to join his workshop. Since I plan to pursue a doctorate, it was more reasonable to work in my current position, where I can learn more applicable, practical research skills compared to classes in an MS program.
Are you worried about the money that is growing up?
I have to admit that I was pretty protected as a child and I never had to worry about food or basic needs.
Are you worried about money now?
I don’t worry too much about money. Although my salary is not terribly high for Norcal, I don’t mind living with a roommate or eating pasta most nights, so my expenses are comfortable in what I can afford.
At what age became financially responsible for yourself and have a financial security net?
22. I have an investment account over a retirement account that my job handles. I have saved a little money in case of problems, which often appear with the 12 -year car of death I have already spent half of its value in repairs.
Have you ever received passive or hereditary income? If yes, explain.
My parents pay for my phone bills and car insurance. In return, I pay a ten% of a 10% each month, which probably balances.
