It was definitely a expectation to go to college. After college I wanted to follow the Grad school and discussed between the Law School and a Public Health Master. I was working in a law firm and not really enjoying it, so I decided to get my MPH. My parents and grandparents paid for all my higher education (both were private universities). I am really lucky and grateful that I had so much financial support for my training.
Growing up, what kind of conversations did you have for the money? Does your parents train you on finances?
We didn’t talk much about the money, but I knew we had enough. Both of my parents worked full time until last year. I always go to my mom for financial tips: it is very simple and usually advises very safe measures, such as opening CD.
What was your first job and why did you get it?
Babysat in high school and started shipping and teaching swimming in the city pool when I was 16. I did that to make money to buy clothes, go out for food, etc.
Are you worried about the money that is growing up?
No. My mom went through layoffs sometimes, but she always found another job. I am sure my parents had anxiety of money, but they didn’t share it with us. We went on vacation every summer and went out to eat regularly.
Are you worried about money now?
Not everyday, and I am grateful that my job pays me very well and I have no loans. I certainly feel anxious to work in public health in this political climate: so many people in the field are fired due to grant terminuses and funding cuts. I am worried that if I lose this job it will take me a long time to find another and I know that I will probably have a lower salary wherever I work later, given the reality of public health funding at the moment.
At what age became financially responsible for yourself and have a financial security net?
When I graduated from my master’s program on 26. I lived at home for a year after college, moving from my parents’ house to save money. I had part -time jobs across college and school, but the tuition fees were by far the highest expenses and my family covered this. My family is definitely my financial security net and they still cover me on a family phone account. I could return with my parents if I ever needed.
Have you ever received passive or hereditary income? If yes, explain.
My grandparents died in one year from each other and left me about $ 7,000 in combination.