Yes. My father was working a blue collar job that was very difficult, very difficult. He worked away and was difficult for him physically and mentally. My mother went to university and had an office work. They all wanted to go to university – Canadians have the most secondary education of any country in the world. It was the path that all my friends took, so I did. However, I ended up starting the university and stopping after a year to move to the other side of the country, then travel. I always knew I was going back (I did, four years later).
Growing up, what kind of conversations did you have for the money? Do your parents/guardians train you for finances?
Money has always been a matter of conversation. My father made good money, but he was very economically irresponsible. My mother was extremely simple. It made their relationship difficult and I can remember to hear them talk a lot about money. I was always interested in personal funding, especially as I grew up, because I wanted to learn from their mistakes. My parents went through some harsh financial issues later in life, but have bounced back due to good decisions on my mother’s side and lived extremely inflated. I sometimes envy their discipline.
What was your first job and why did you get it?
I worked in an ice cream shop for $ 5.50 per hour. I got the job so I could buy clothes and makeup and go out with my friends.
Are you worried about the money that is growing up?
Yes and no. We were very comfortable and I didn’t grow up in a place that had a very wealthy (small Canadian town). I didn’t know that behind the scenes my parents were fighting, even though they had great jobs and multiple sources of income. My mother protects us from it.
Are you worried about money now?
Every day. Although I know I’m lucky to have assets (especially in Canada, where the housing situation is gloomy for so much) I still worry. Everything has doubled in price – food, utility businesses, gas, etc. I got a huge reduction in pay with my current job. I was in the field of technology, but I lost my job a year ago. I had saved six months of expenses, which I used while looking for work, so my savings made a major blow. I work for building back now.
At what age became financially responsible for yourself and have a financial security net?
In the early 1920s, my parents still helped me rent and taking care of me a little, but I always worked full time. I would say I was completely independent of 23-24.
Have you ever received passive or hereditary income? If yes, explain.
No. I expect to receive some legacy later in life from a aunt who never had children and who is like a second mother for me and probably my parents. My partner will also receive a legacy, but this is not something we look forward to.